"debt repayment" with sex


    Chapter #1

    Hi everyone,

    Wondered anyone kena this before. This story came from my own experience but the lobang was from a fren, whom I have known for many years. I will use fake names just to ensure that their identities are not exposed.

    My fren’s name is Edwin. He is this simple guy with no real hobbies except playing online game. He worked in a trading firm which about 15 staff. I got him the job as I knew the boss. As I was pretty close to him and the boss of the firm, I will go over to chat at their company every now and then.

    The story starts when one of the female colleagues of Edwin made an indecent proposal. The girl involved is called Lynn. As my fren’s company deals with a lot of foreign contacts, he ensured that most of the staff he hired are under contract, usually for a period of 3 years so that there is continuity in the company. Lynn has been in the company for a year already, she actually is the boyfriend of one of the company’s ex-staff called Bobby. But he has since left and maintain a r/s with Lynn. Once in a while, he will come to the firm to pick Lynn up. Sometimes we think that he did that on purpose just to keep all the guys away from his girl. The reason is simple, Lynn is hot !!!

    Lynn has this innocent look, fair complexion, abt 163cm. When she smiled, she got two tiny dimples on the side of the mouth. The best thing is that she has a pair of ridiculous big boobs, probably D cup. Edwin actually like Lynn pretty much. But becos of Bobby, he did not ever make a move. Becos of Lynn’s innocent character and simple mind, sometimes we jio her out when Bobby is not picking her up, then jio her got for dinner and see if there is any chance to advance on her. As Edwin is an honest guy, according to her, she usually agrees if she got nothing on. The lucky thing is, Edwin lives in the same area as her, so he can always send her back in his Getz.

    One fine day, it was a Friday, and Bobby is apparently out-stationed to KL. So Edwin, me and the Boss decided to go out for a drink. As usual, we jio Lynn and another female colleague along. As we were going for restaurant, Lynn suggested that we go to some hawker centre near town, which is not usual for our outings. Since it was a fresh idea, we proceeded to Newton hawker for makan.

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    Chapter #2

    Just after dinner, we were supposed to go to Dempsey road area, then Lynn said she is not feeling well. So Edwin sent her home. On the way, this took place

    Lynn : Hey Edwin, do you trust me?

    Edwin: What you mean? I guess I could.

    Lynn : I am in debt right now. Could you lend me some money?

    Edwin : Oh… ehrm…. Sure , how much u need?

    Lynn : (a little silence) about 10 grand.

    Edwin did not agree initially, but joined us later for drinks. He told me the whole story after wards. Bobby was actually the one who owe the money. It has to be cleared within 2 weeks. They are actually gambling debts from soccer, becos Lynn was the person who opened the account, she is the one responsible. Even with this incident, Lynn still remains with Bobby, hoping that he will help with the debt, and strengthen their r/s.

    This is when my evil thoughts come to play. I suggested Edwin lent her, with me contributing half, with an IOU, just to ensure that Lynn is legally obliged to return the money. But I suggest we ask her to either use sex as interest/payment, or FL herself, which means I can get to F her. At first, Edwin was hesitant, but soon agreed after my persuasion. I could tell that Edwin wanted to F Lynn very much, as much as me, so I used that to my advantage. Edwin actually had hope that she will leave Bobby for this, which means a chance for him. But I managed to persuade him that if Lynn wants to leave Bobby, she would have done it long ago. As I have some legal frens, so I assist in drafting the IOU and soon, make an appointment with Edwin and her one day. As it was a pretty indecent proposal, we decided to go somewhere private, and coincidentially, Lynn’s place was available as her parents are overseas.

    We arrived at her place abt 8pm after dinner. I sat them on the sofa, with me sitting opposite them. I took out the IOU and explain to them the details, of the repayment period and mode of repayment. Then it was my show. Before I let them sign it, I bring up the indecent proposal.

    Me : As this is a big sum, it is hard for us to part with that amount. Although there is an IOU, it will not stop you from not re-paying, and it might cause too much legal fees to get back the money from you. So in order for us to feel more ensure, we have a proposal, and we hope you listen with an open mind.

    Lynn: Ok, I understand. This is a big sum of money, and my pay is not much. What do you guys hv in mind?

    Me: Ok, we were actually thinking of you mind using sex as part of the interest and re-payment plan?

    The room went silent for a while. But we can see that Lynn dun really seem very shocked at the proposal.

    Lynn : Do you guys mean that I have to accept clients?

    Me: Well, not unless u r open to it. If u dun wan to do that, we can always keep it between us and a few frens. But you must bear in mind, the more people, means u repay the debt faster. (I feel like a pimp at this point of time)

    Lynn : (hesitant for a while). Ok, maybe we started off with u two, then slowly to others and see if I am comfortable.

    Me: sure sure, we dun wan to rush things. Ok, now we can sign the IOU, but it will not be written on it.

    We signed the agreement, and discuss the terms of the sex payment. As she wasn’t familiar with the rate, we also “bluff” her a little so that we can get more. After the signing, I left to leave Lynn and Edwin to settle their portion.

    Soon, the next day, Lynn was free and her parents are not home. So I suggested that we had our first round of sex. I picked her up from the office, and bought some food to go to her place for dinner. I also bought a bottle of red wine just to improve the mood a little. We chatted a little, I asked her abt Bobby, her family, and slowly to Edwin’s night with her. We talked abt the positions she like, and whether she masturbate herself. All these slowly get us in the mood. As we sat at the sofa, she is still in office wear, a light blue blouse, with black skirt. We chatted like long lost frens. I wanted to create the mood as we are on ONS than paid sex.

    Post #2
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    Chapter #3

    After a while, we sat closer, and I slowly moved my head towards hers. I slowly planted a kiss on her. I can see some reaction from her, and I slowly pushed my tongue into her mouth and started rolling it inside. I hold her face and soon we are into a passionate kiss. She stopped and smiled. Then whisper to my ear, “come in after 5 min.”

    Wow, I tot she was an innocent girl, but is actually a sex kitten. She went into her room, close the door. I looked and my watch and timed for 5 min. When the time is up, I stood up, adjusted myself, and opened the door. What greeted me was a fantasy I had of her before. She was lying on the bed, with a pair of stockings up to her thighs. It is completed with clips to a sort of a belt on her hips. When I looked closer at the panties, I realized that there is a hole at the bottom, which means I need not take them off later, and she is cleanly shaven. Goodness, I was thinking, when did Lynn become such a sex kitten? But not that I am complaining. Looking up, she is wearing a pair of black bra, with NO CUPs. So I could see her boobs in full. And I always wanted to grab and suck her boobs. This is really my dream come true. I use her finger to signal me to join her on bed, which I happily obliged. I sat down on the bed, and she pulled me up to take off my shirt. As she unbutton me, she was licking my neck, my chest, and then my nipples. I returned the favour by grabbing huge melons, playing with her nipples. Wow, they are hard already. She then moved down and helped me unbuckle my pants. After she unbuckled, she pulled my pants and boxers down in one swift motion, revealing my already hard rod to her. When she saw the rod, she looked like she is a bee seeing honey in front of it. She quickly capped my cock with her mouth, and moving up and down slowly. Heaven Heaven !!! It has always been a fantasy of mine to see her do that. As she move slowly, I felt the urge to quicken it. I grabbed her head and moved it up and down faster and faster. I also started thrusting my cock into her. Before I knew it, I unloaded into her mouth… another fantasy fulfilled.

    She removed my cock from her mouth slowly before reaching for some tissue to spit my cum out. I was a little embarrassed to have cum so fast, perhaps it was becos she has been the subject of so many of my pcc/fantasy sessions. I thought to rest a while, she climbed onto of my naked body, and started to paint me again. Wow, such a horny Lynn. She alternates between painting my nipples and letting me lick hers. After a while, I decided I should “service” her in return. So I turned her around to lie down while I painted her. Her complexion is very fair and white. Like a sch girl type, the more I paint, the more she moans. I move from frenching her to licking her neck, to her nipples and breasts, to her stomach, and her shaven pussy. I went down and lick her pussy, it was already soaked. I slowly turned my body to let her mouth wake my cock up again. Soon we were in a 69 position. As she gave me a good time, I decided to return the favour well, and paint her pussy vigorously. Her moans gets louder and louder. “I am cumming, cumming…. “ when she finished her sentence, her legs “grabbed” my head, I feel her shivered. I feel good to have accomplished that, and slowly get myself up.

    Post #9
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    Chapter #4

    By now, my cock is fully awake. I lied beside her to take a short rest, was wanting to get her in a cowgirl position, which is another one of my fantasy. I asked her where is the condom, and she took one, came to me and asked if I wan to do her RAW.

    I asked her,”u not scared I make u pregnant?”

    Lynn : u noe how to take out? I nodded.

    Lynn: Then let’s do it.

    Wah, raw invitation !!! Thinking that she is such a nice innocent girl, dun think she FL or go ard having ONS stand. So I tot, why not? Bobby probably did her raw too. Then I signal her to come. She was trying to guide my cock into her pussy, but couldn’t really aim properly. Can see that she is not very used to this. So I helped her by feeling for her pussy and pushing it in. When I inserted the whole cock, she let go a really loud moan. Goodness, din she just did it yesterday with Edwin? Wow, she is tight, and I pumped her big time. We changed from cowgirl, to missionary, to doggy, and lastly to missionary. My fav is still missionary as I can see her stockings when her legs are on my shoulders. As I already unload once into her mouth, I took pretty long to unload the second one, but not that I am complaining. Before I unload, I pulled my cock out and spray my cum onto her breasts, another fantasy completed !!!!

    I lied beside her and rest. She leaned over and give me a peck.

    Lynn : wow, that was good.

    Me : yes yes. It’s a long time since I had 2 shots in such a short time.

    Lynn: U must be thinking of me a lot when u masturbate right?

    Me: eh, how you know?

    Lynn : if not, u and Edwin wont make that kind of proposal.

    Me : well, u r cute, and ur figure is amazing. Did u do it without condom with Edwin yst? She shaked her head.

    Me : then how come?

    Lynn: I dunno, maybe I feel safer with u. Like u r my second bf.

    Me: So I guess u also do it without condom with Bobby then. I bet this outfit is bought by him

    Lynn : yes. initially we were doing it with condom. Until abt one month ago, shortly after my period, he requested. But it feels better without condom. So we have been doing it without ever since. But Bobby keeps going out-stationed, so u can fill in for him. Hee.

    Me: fill in? then I will only take these sessions as interest, and not repayment liao, haha.

    Lynn : up to you. U r really good on bed, much better than Bobby. He nvr goes down on me before, and very fast he come already.

    Shortly, we cleaned up, and had an erotic shower, with me enjoying her full boobs. Wah, another fantasy fulfilled. As her parents were not going to be home, I took my time before I leave at about 11pm that night. On the way home, I was thinking of how to utilize this “debt paying” from Lynn.

    As Lynn wanted to keep it within the 3 of us first, the “deal” is only within the 3 of us throughout. She was not comfortable with making out with other people.

    Find out how what is my next “outing” with her in my next post. Probably tmr.

    Post #11
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    Chapter #5

    I had a very similar chance to get debt repayment with sex like TS. But I missed my shot.

    The amount was for $10K same as the story. The female collegue was a Hot 22yo and need help to clear her $10K contra losses.

    Too bad at that time I was burnt by the market for $30K also and had no spare cash on hand if not it could have been quite an experience judging from TS’s story.

    Sad

    Reading your story is like sampling what I could have acheived.

    Please continue.

    Post #14
    31 comments
    Chapter #6

    After a while, I pulled her thongs one side and finger fcuked her and licked her at the same time. She is beginning to enjoy it. Slowly I feel her hands holding my head. As I moved faster, she asserted more strength on her hands to press my head against her pussy. After abt 15 min, she cum, and her juice almost squirted out. She was in deep breathes now. I looked up to her and she smiled. Then she said,”for a recruit, this is quite good. Now for your next mission, I want you to fcuk me hard”.

    Hearding such a thing, I immediately got a hard-on. My head shifted to her, whispered a “yes mdm” to her, and began frenching her. We hugged, and my hands are now eagerly unbuttoning her shirt. I pulled it open, but did not remove it from her. I unhooked the bra, and pulled it up, exposing her breasts. There were sweats beads from our earlier action, I quickly planted my hands on both of them, and licked the left breasts. I twisted my tongue around her nipple. Then I moved to the right breast and nipple. By now, I am super horny, and is ready to attack her. I stood up, pulled down my boxers, kneeled down, pulled her legs wider apart, and placed my cock just outside her pussy. Then for the fun of it, I said, “permission to fcuked u mdm”. She nodded and answered, “permission granted”. I pushed my cock into her for the second time of the day, this time, with her awake. “aaahhhhh, yes yes, go faster… yes”. I obliged and pumped her for a good 15 min with her on the sofa, and me half kneeling from the bed. I stood up, pushed her to face the window, while remaining on the sofa, and pumped her from behind. This time, I can grab her breasts from behind. After abt 15 min, I unload onto her ass, with her thongs still on and the skirt pulled up. What a sight !!! She turned her head to me, and signal me to ask her. I kissed her on the lips and we cleaned up the stuff. She lets out quite a bit of juice until there is a small stain on the sofa.

    Nxt one, I will post the action we have in the toilet with Ritz’s famous huge bathtub, and another fantasy of mine. Hopefully I can post it sometime later this week.

    Post #46
    1 comments
    Chapter #7

    lol. nice one! i think there was an earlier thread about same type of repayment. but ur’s is equally nice.

    maybe i recount my incident her too. mine wasn’t 10K. it was more along the lines of $300.

    hahas. it was the time when girls needed money to go for prom night. Well, she was sec 5, 17. So she asked me if i had jobs to intro her. so that she can make money fast enuf for prom.

    i asked her wad type of job. she say anything so i ask if she really mean anything. she say if worse come to worse really nothing then bo pian. (think she gets my point). haha.

    so anws, i asked her how much she needed. she ask how much can i offer. (that time i still poly, not much.) so i said, i can spare $300 lorh. she was damm happy. idk wad $300 can buy la, but she bought her dress and makeup and accessories. so i made her a condition.

    she got to repay me somehow, so each time we had sex will be $50. For 6 times before she so called completed her repayment. she think forawhile, say, 6 times alot, 2 can anot. lol. i say, eh, $300 alot to me too leh. she say ok la, 4 can? we settled on 4 times.

    after my first 2 times with her, think she begins to enjoy it. instead of me calling her out, she’s been calling me out ever since. and that’s how she became my fb. =) so in hindsight, $300 for unlimited sex, poof! i’m glad i lend her the money.

    cheers

    Post #48
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    Chapter #8

    Quote:

    Originally Posted by

    KINGor75

    in future i will only lent money to female frens…

    Yeah me too………nice one bro

    Post #50
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    Chapter #9

    Thanks to all the bros who upped me. Here is more to return the favour.

    Bathroom action

    As both of us were tired from the “yes mdm yes mdm” session, we laze in the bathtube. Once the water is filled, Lynn went in and mixed up the water so that there is more bubbles. She quite like soaking in the tub. I took my time to rest. After abt 15 min,

    Lynn : Hey honey, are you coming in?

    I obliged, and went in. As I pushed open the door, she is lying there, with a set of bikini on. She remember that I like bikini and went to buy a set of white colour ones. As the bubbles were covering her boobs, I could not see the cleverage. I took off my boxers and went in. Wanted to grab her boobs, but was stopped by her, “not now, later.” I thought, it is ok, we got the whole nite. I poured us both a glass of red wine and went chatting and talking abt work, r/s, Bobby. Then I asked her about her sessions with him and Edwin. Slowly, we were talking abt the topics of positions, G-spots, number of orgasms etc. All this while, I was not allowed to touch her.

    Then she asked me to turn up the radio. Then she stood up slowly facing me. Wow, with the water slowly dripping off her body, in that white bikini, it is an unbelievable sight. When I looked closer, I realized she had either bought a set of bikini without padding, or she removed them. The point is, her nipples were very visible through the white bikini. So was her pussy hair. By now, my rod has had more than 30 min of rest and raring to go, signaling me by hardening itself. She sat at the edge of the bathtub, and open her legs a little. All this while, I was just lying down watching. Then she licked her finger, and then started to touch her own pussy. OMG, I have never see this side of Lynn before, and it must be driving all my sperm to my brain. She started masturbating in front of me. Her left leg shifted up to the edge of the tub to allow her fingers to go in. Then her other hand started roaming her breasts, grabbing them, squeezing them, and also shifted her hands into her bikinis. Wah lau, nose bleed !!! The more she did it, the more she moans. Slowly she gets louder and louder. I was watching, and stroking my cock at the same time. I even sat up so that I can see closer. All this while, she signaled me not to touch her. I obeyed.

    Post #51
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    Chapter #10

    After abt 20 min of this, in the midst of her moaning, she said,”lick me, help me cum”. I quickly planted my tongue into her pussy and licked her vigorously. She moans louder. My one hand went behind her ass and grab it, the other roam up to her breast to caress them. “oh oh oh… It’s coming, cummng …. Cumming…. “ Then she turned silent and into deep breathes. I looked her and smiled. I went to her lips and kiss it a few times. Soon the kiss turned to frenching, with my hands now all over her bikini. I pushed her bikini one side, exposing her huge boobs and begin to suck them. She was holding them up for me to suck.After a while she couldn’t take it, ask me to sit on the edge of the tub. She stood up and untie her bikini and bottom, then covered my cock with her mouth. “aahhhh… move it quick” As I said that, her head started moving faster and faster, up and down. My hands were reaching downwards to her breasts. Caressing them and playing with the nipples. I can feel them getting harder as I caressed. As I felt my load coming, I pulled her up, turned her over to face the tap, and doggy her from behind. As we were kneeling inside the tub, the water is moving faster and louder. I pumped her hard, and slowly, she got softer and softer. I let out so water so that the water level is not that high as the water were overflowing to the floor. Then I turned her over, put her legs over the edge, her ass on my thighs, and insert my super horny rod into her. “oww…. How come it felt so big? Give it to me, I want… “ she said. I obliged gladly. I hold onto her waist and thrust her hard. She was trying to balance her with the handles on the edge of the tub. I can see her breasts bouncing in front of me. I scooped some water and threw onto her breasts. Wah wah wah, seeing the bubbled water drip down her breasts, fantasy fulfilled !!!! It is really too high for me, so I unload soon, I pulled out my cock, stood up, and shaft my cock into her mouth, she did not show resistance. I quickly used my hand to help my cock cum more, she sticked out her tongue ro receive my white sperm. Another new sight of Lynn, how I hope my eyes can record like a camcorder. After my cum is finished, she put her tongue back, and in a blink, she sticked out her tongue to show me she swallowed it. Goodness… second first time. We cleaned up, washed ourselves, wore our bathrobes and take a nap.

    Before she napped, she asked me,”What else u hv for me?”

    Me: When u wake up, just to the toilet and changed, I will put it inside.

    She smiled, jumped into bed and sleep. After abt 10 min, I put the next “costume” into the toilet. And went bac to watch the movie on tv.

    Post #52
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